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Guide•July 28, 2026•5 min read

Payment links for small sellers: a practical guide

From Instagram bio to escrow-backed sale: setting up links, the 48-hour inspection window, and getting paid to your bank.

Payment links for small sellers: a practical guide

If you sell on Instagram, WhatsApp, or TikTok, you know the fragile moment: a stranger wants to buy, but they don't want to pay a stranger. A Saharix payment link replaces that standoff with a process.

Setting up your page

Create your account, add your payout account, and set up your seller page: a short link like saharix.com/pay/yourname. Put it in your bio or send it directly in a chat. Each payment link carries a title, a description, and an amount.

What the buyer sees

Your name, your Trust Score band, and a clear statement of where their money goes: held in escrow by Saharix until they approve the delivery. Buyers pay without creating an account; an email for the receipt is enough. That matters, because most buyers will not sign up for anything to complete a purchase.

The 48-hour window

After you mark the order fulfilled, the buyer has 48 hours to review. If they approve, the money releases to your payout. If they raise an issue, the funds freeze while the dispute team reviews. If the window closes with no action, the system releases the payment automatically, so you are not left chasing a buyer who went quiet.

Fees and payouts

The fee is 1.5% per completed sale, capped at ₦50,000, and it comes out of your payout; the buyer pays exactly your price. Naira payouts settle to Nigerian bank accounts; if you take contracts in USD, GBP, EUR, GHS, or KES, payouts are delivered through licensed payout partners, including mobile money for Ghana and Kenya.

Build the score early

Your Trust Score starts at 'New seller' and grows with completed contracts, reviews, and identity verification. Verify early, ask every happy buyer for a review, and keep disputes rare; the score is the first thing a stranger sees.

Published by

Saharix Team

Ready to try it?

Create your first payment link.

Escrow-backed payments for sellers who are tired of choosing between trust and getting paid.