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SAHARIX

You don't pay until it's delivered.

Saharix holds the buyer's payment in escrow until the work is delivered and approved.

Amount to pay

₦

Ankara gown · 2 pieces

A

Amara Stitches

Trusted · 82

Your money is held in escrow by Saharix. Amara gets paid only after you approve the delivery.

Fee · 1.5%, capped₦1,125.00
Seller receives₦73,875.00

1.5% fee · capped at ₦50,000 · the seller pays it

  • Money held in escrow
  • Identity-verified sellers
  • Refund if not delivered

1.5% per completed sale · fee cap ₦50,000 · no monthly charge

How the money moves

Five steps between payment and payout.

Tap any step to see what it means for the buyer and for the seller. This is the exact path every naira takes through Saharix.

  1. Buyer pays

  2. Held in escrow

  3. Work delivered

  4. Buyer approves

  5. Seller paid

Buying

Saharix holds your money. The seller can see it is there, but cannot touch it.

Selling

You start work knowing the money is already secured. Chasing payment is over.

Two ways to get paid

Pick the shape of your work.

Payment links

Put a link in your bio. Get paid safely.

1.5%

per completed sale

Create a payment link, share it on Instagram, WhatsApp, TikTok, or anywhere. Your buyer pays into escrow without creating an account. Deliver, and the money is released when they approve, or automatically after the 48-hour inspection window.

  1. 1Buyer pays the link
  2. 2Money held in escrow
  3. 3You deliver
  4. 4They approve, or 48h auto-release

Milestone escrow

For bigger jobs, break the work into milestones.

2.0%

per completed contract

Agree the scope, split it into funded stages, and release payment stage by stage. Providers get paid as they deliver. Clients never pre-fund undelivered work. Rejections, evidence, and approvals all stay on the record.

  1. 1Agree milestones
  2. 2Buyer funds escrow
  3. 3You deliver each stage
  4. 4Approval releases each stage

For buyers

Why buyers trust a Saharix link.

A stranger sent you a payment link. Here is what stands between your money and wishful thinking.

Identity-verified sellers

The green check means the seller completed document and selfie verification, reviewed by our team.

A Trust Score you can see

Every seller carries a score built from completed contracts, dispute record, reviews, and verification. No secret history.

Reviews after real deals

Reviews can only be left by someone who completed a contract with the seller. No fake five stars.

A receipt for every payment

Every payment, release, and refund produces a receipt and an audit trail both parties can refer to.

Know instantly

Money news lands where you already are.

Turn on WhatsApp alerts and Saharix messages you the moment money moves: funds secured, delivery awaiting approval, payout on the way. Opt in from Settings; you can switch it off any time.

S

Saharix

Business account

Funds secured in escrow

Shop renovation Amount: ₦120,000 Your money is held safely by Saharix and only released when milestones are approved.

Release requested

Shop renovation Adaobi asked to release milestone funds. Review the delivered work and approve or raise an issue in the app.

Payout sent

₦117,600 is on its way to your bank account. It usually lands within minutes. Check Payments for the transfer reference.

Start from a template

Deal setup in under a minute.

Common transaction types come pre-structured with sensible milestones. Pick one, adjust the amounts, share the link.

Freelance service

One deliverable: writing, design, or dev work.

Ankara & tailoring

Buyer pays into escrow; tailor is paid after pickup.

Goods supply

Money releases when the goods arrive as described.

Rent payment

Landlord is paid after tenancy documents are confirmed.

Shortlet booking

Host is paid after check-in is confirmed.

Home or repair service

Artisan is paid when the job passes your checks.

Gadget purchase

Seller is paid after you confirm the device works.

Tutoring sessions

Tutor is paid as lesson blocks are completed.

Where your money sits

Not in a seller's pocket. Not in ours.

Escrow only works if you can see exactly where the money is. Here is the whole path, in four steps.

It never reaches the seller

When a buyer pays, the money is routed to the licensed processor, not to the seller's account. A seller cannot touch it before the work is approved.

It sits in escrow, per contract

Every payment is a separate escrow balance attached to one contract or link. Funds from one deal can never cover a claim against another.

It only leaves on a decision

Money moves when the buyer approves, when the inspection window expires, or when our resolution team rules on a dispute. Every movement is ledger-backed and logged.

No card data on our servers

Card entry happens on the processor's PCI-compliant page. Saharix stores a token and a receipt, never your card number.

Our full dispute and resolution policy is public. Read the dispute policy

The rest of the app

More than a payment link.

Escrow is the core, but the app around it is where the day-to-day work actually happens.

A wallet that withdraws to your bank

Released payouts land in your Saharix wallet in the currency they were earned, and you withdraw to your own bank account whenever you want.

Contracts you can talk about

Every deal has its own chat with the counterparty, plus an event log that records fundings, releases, rejections and disputes as they happen.

Multi-currency from the start

Price a contract in naira, dollars, pounds, euros, cedis or shillings. Unverified limits are set per currency, not by a single shared cap.

Two-factor on every money action

Releasing funds, approving a dispute, or changing your payout bank can each ask for a one-time code, so a stolen password cannot move money.

Referrals that waive a fee

Share your code. The person you refer gets their first contract fee waived, and both of you earn escrow fee credits applied to future payouts.

Pricing

One fee. The seller pays it.

Buyers always pay exactly the agreed amount. The fee comes out of the seller's payout, and you see it before you accept a contract.

Payment links

1.5%

of each completed sale

Milestone contracts

2.0%

of each completed contract

Fee cap

₦50,000

maximum fee per transaction

New accounts can transact up to ₦10,000 per contract before identity verification. Full pricing details

Questions

The things people ask first.

What if the seller doesn't deliver?

You raise an issue and the money stays frozen in escrow while our team reviews the evidence from both sides. Outcomes are release, refund, or a split, decided on the documented scope.

Do I need an account to pay a link?

No. Enter your email for the receipt, pay through secure checkout, and track the delivery from your email. Guest checkout takes under a minute.

What does it cost me as a buyer?

Nothing. Sellers pay the fee, deducted from their payout. You pay exactly the agreed amount.

Stop choosing between trust and getting paid.

Create your first payment link in minutes. Share it anywhere. Let escrow do the trusting.